How do coercive loan recovery practices affect the trust between citizens and financial institutions?

The Enforcement Directorate is investigating cases of coercive private loan settlements. I want to u
Author Photo Mohit Aspirants
Coercive loan recovery practices involve the use of threats, harassment, or forceful tactics by lenders or their agents to recover dues from borrowers. These unethical methods have far-reaching consequences on the relationship between citizens and financial institutions, as well as on the broader financial ecosystem. Erosion of Trust: When borrowers face harassment, they lose faith in the fairness and safety of dealing with financial institutions. This can deter people from accessing formal credit channels. Reluctance to Borrow: Fear of c ...more
Author Photo Rahul Aspirants
After tragic incidents like the Red Fort blast, governments often announce compensation for victims and their families. However, there are frequent delays in the actual disbursal of these funds. These delays can be attributed to a mix of administrative, legal, and social factors. Administrative Factors: Complex and lengthy verification processes to confirm the identity and eligibility of victims. Bureaucratic red tape and multiple layers of approval required at different government levels. Insufficient coordination be ...more
Author Photo Mohit Aspirants
Shadow campaigns refer to hidden or unofficial electioneering activities that operate outside the purview of formal regulations set by the Election Commission of India. These campaigns often use indirect means such as surrogate advertising, social media manipulation, or unreported funding to influence voters. Their existence raises significant concerns about the fairness and transparency of the electoral process. Violation of Spending Limits: Shadow campaigns allow candidates and parties to spend beyond the prescribed expenditure limits, ma ...more

How do shadow campaigns affect the fairness of elections in India?

The news talks about election rules and shadow campaigns. I want to understand how unregulated or hi

What are the possible impacts of making reforms focused on human capital in India?

The Prime Minister has called for reforms that are driven by human capital. I am interested in explo
Author Photo Mohit Aspirants
Reforms focused on human capital aim to improve the quality, skills, and well-being of India’s people, which is essential for sustainable development. Human capital includes aspects like education, health, skill development, and social protection. Such reforms can have wide-ranging impacts on the economy and society. Economic Growth: Improved human capital raises productivity, leading to higher economic growth. A better-educated and healthier workforce can adapt to new technologies and contribute more effectively to the economy. Poverty ...more

How do shadow campaigns challenge the fairness of elections in India?

The news mentions that current election rules may not fully address shadow campaigns. I want to unde

How can a 24x7 control room improve the accountability and responsiveness of the civil aviation sector?

The Civil Aviation Ministry has set up a 24x7 control room for passenger issues. I want to understan
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