What is Ayushman Bharat scheme and what is the eligibility criteria for availing this scheme in India

The question is regarding Ayushman Bharat scheme which is related to healthcare in India.
Ayushman Bharat, also known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY), is a national healthcare scheme launched by the government of India in 2018 to provide financial protection and improve access to quality health care for poor and vulnerable families. Here are the eligibility criteria to avail the scheme:
  • PM-JAY aims to cover around 50 crore people belonging to lower-income families, which means those living below the poverty line (BPL) and some categories of the Socio-Economic Caste Census (SECC) database.
  • The scheme is available to all residents of India and includes both rural and urban populations.
  • The beneficiaries are identified based on the deprivation and occupational criteria in the SECC database.
  • PM-JAY aims to cover up to five members of each family, including the head of the household, spouse, and three dependent children.
  • The beneficiaries need to carry a government-issued identification card to avail of the scheme.
  • The scheme provides coverage for more than 1,500 medical procedures, including surgeries, medical treatments, and diagnostic tests.
Overall, the Ayushman Bharat scheme aims to provide cost-effective and equitable health care to the vulnerable population in the country.
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