The riot provision implemented by the Reserve Bank of India (RBI) helps borrowers in Manipur in several ways:

• Under this provision, borrowers affected by communal riots, industrial unrest, or violence can obtain a moratorium of up to six months on their loan repayments.
• This enables borrowers to have some breathing space and not default on their loans due to circumstances beyond their control.
• In addition, the RBI also provides a one-time settlement scheme for borrowers affected by such events. This enables the borrower to settle the outstanding amount of their loan through a mutually agreed-upon compromise with the lender.
• The RBI also has a system in place where banks can classify loans affected by riots or violence as priority sector lending.
• This ensures that such borrowers receive priority treatment when it comes to availing credit in the future.

Overall, the riot provisions implemented by the RBI provide essential relief to borrowers in Manipur who may have been affected by riots or violence, allowing them to manage their finances in times of need.