What are the objectives of the Indian government's PM-JAY scheme and how it is implemented

Discuss the major objectives of Pradhan Mantri Jan Arogya Yojana (PM-JAY), the conditions under which families are eligible for this scheme, and the role of private hospitals in implementing this scheme.
The Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a flagship healthcare scheme launched by the Indian government in 2018. The main objectives of this scheme are to provide financial protection and improve access to healthcare services for the poor and vulnerable sections of society.
  • PM-JAY provides free healthcare coverage of up to INR 5 lakhs per family per year for secondary and tertiary hospitalizations
  • It aims to cover around 10 crore families or approximately 50 crore individuals across India
  • A family can be enrolled for this scheme if they have been identified as 'deprived' as per the Socio-Economic Caste Census (SECC) criteria
  • PM-JAY covers more than 1,500 medical and surgical procedures including diagnostics and medicines
  • Private hospitals are also empaneled and are encouraged to provide quality healthcare services to beneficiaries of the scheme
  • Public hospitals also play a significant role in implementing the scheme by providing healthcare services to the needy
  • PM-JAY has become a crucial tool in achieving the government's goal of 'Health for All' and improving the healthcare infrastructure and services in India.
Overall, the PM-JAY scheme has been successful in making healthcare services more accessible and affordable for the poorest sections of society in India.
Answered a year ago
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