What are the key features of the Pradhan Mantri Awas Yojana - Urban (PMAY-U) scheme

Get an explanation about the PMAY-U scheme and its significance.
The Pradhan Mantri Awas Yojana - Urban (PMAY-U) scheme is a flagship housing scheme by the Government of India aimed at providing affordable housing to urban poor. Key features of PMAY-U scheme:
  • Subsidized interest rates for home loans
  • Credit linked subsidy scheme for Economically Weaker Sections (EWS), Low-Income Groups (LIG), and Middle-Income Groups (MIG)
  • Construction of affordable houses by beneficiaries or through private developers
  • Promotion of affordable housing through public-private partnerships
  • Focus on creating sustainable and inclusive urban development
Significance of PMAY-U:
  • Addresses the housing needs of urban poor
  • Promotes affordable housing and homeownership
  • Boosts economic growth by generating employment in the construction sector
  • Improves living conditions and overall quality of life in urban areas
  • Enhances urban infrastructure and development
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