The government has undertaken various efforts to promote financial inclusion and enhance access to banking services for all. One major initiative is the digitization of the banking system, which has revolutionized the way financial services are delivered.

• Introduction of Aadhaar: The government has linked banking services to the Aadhaar biometric identification system, making it easier for individuals to open bank accounts and access various services.
• Jan Dhan Yojana: The government launched this scheme to provide every household with a bank account, enabling the common man to access banking services.
• Mobile Banking: The penetration of mobile phones in India has allowed banks to offer mobile banking services, providing convenient access to financial services.
• Online Banking: Banks have implemented user-friendly online banking platforms, enabling customers to perform various transactions from the comfort of their homes.
• UPI and Digital Wallets: The introduction of Unified Payments Interface (UPI) and digital wallets has simplified the process of making payments, promoting cashless transactions.

Through these initiatives, banks have significantly eased the process for the common man to access banking services and experience the benefits of financial inclusion.