To ensure health benefits to its citizens, the Indian government has introduced various healthcare policies and schemes.

• Pradhan Mantri Jan Arogya Yojana (PMJAY) – Launched in 2018, PMJAY provides health insurance coverage of up to Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization across public and private empaneled hospitals in India.
• Ayushman Bharat – Ayushman Bharat is a comprehensive health insurance program that includes primary healthcare services as well as hospitalization coverage. It aims to cover over 10 crore families or 50 crore individuals and provide it for free for those who fall below the poverty line.
• National Health Mission (NHM) – The NHM is a flagship public health program launched in 2013. The program aims to provide accessible, affordable and accountable healthcare services to all citizens, especially those living in rural and remote areas.
• Janani Suraksha Yojana (JSY) – The JSY is a safe motherhood intervention under the NHM. The scheme aims to reduce maternal and neonatal mortality by encouraging institutional deliveries among pregnant women.
• Rashtriya Swasthya Bima Yojana (RSBY) – The RSBY provides health insurance coverage of up to Rs. 30,000 per annum to below poverty line (BPL) families in India, to provide them with protection against hospitalization expenses.

These policies and schemes have played a significant role in providing affordable and accessible healthcare to the citizens of India.