How does the division of insurance, PF, and assets work according to an officer's will

1. The division of insurance, PF, and assets according to an officer's will is determined by the instructions provided in the will. 2. Typically, the will outlines how the insurance proceeds, PF (Provident Fund), and assets are to be distributed among family members. 3. The will may specify specific beneficiaries for each type of asset, such as naming a spouse as the beneficiary of insurance benefits and children as beneficiaries of PF and assets. 4. In the absence of a will, the division of these assets would be governed by the laws of inheritance in the officer's jurisdiction. 5. It is important for the officer to consult with legal counsel to ensure that their wishes are clearly outlined in their will to avoid any disputes among family members.